A title search is a detailed examination of public records to verify the legal ownership of a property and uncover any existing liens, claims, or legal issues. When performed by a title company, it ensures that the property can be legally transferred without complications.

Title insurance protects homebuyers, and lenders from financial loss due to undiscovered title defects, fraud, or legal claims against the property. Unlike homeowner's insurance, which protects against future risks, title insurance covers past issues that could affect ownership rights.

Owner's title insurance protects the buyer's ownership rights, while lender's title insurance protects the mortgage lender's financial interest in the property. Most lenders require title insurance before issuing a mortgage.

The closing process involves reviewing and signing legal documents, transferring ownership of the property, and ensuring all financial obligations, such as taxes and outstanding liens, are settled. As a title company, Butler County Title Company, LLC facilitates the entire process to ensure a smooth transaction.

Escrow is a neutral third-party service that securely holds funds and documents until all conditions of the real estate transaction are met. This ensures a fair and transparent process for buyers and sellers. If you have further questions, call our title company today!

We can prepare and file deeds only when we are handling the title work for a transaction. This ensures accuracy and compliance with all legal requirements. If you need assistance with deed preparation as part of a title company service, we can guide you through the process.

A 1031 exchange allows real estate investors to defer capital gains taxes by reinvesting the proceeds from the sale of an investment property into another like-kind property. This strategy helps investors build long-term wealth while avoiding immediate tax liabilities. If you have other questions about 1031 exchange or title insurance, give us a call.

Yes, you can sell your home without a realtor in a For Sale by Owner (FSBO) transaction. We assist with title searches, title insurance, escrow services, and preparing the necessary legal documents to ensure a smooth closing process.

Commercial title services involve more complex transactions, higher financial risks, and additional due diligence. We conduct in-depth title searches, provide commercial title insurance, and ensure compliance with Missouri's real estate laws.

To begin, contact our office for a consultation. We will gather the necessary information about your property transaction, conduct a title search, and guide you through the process, whether you need title insurance, escrow services, or assistance with closing. You can also bring in your paperwork, tax bills, and whatever information you have for the property. No appointments necessary. Keep in mind that according to Rocket Mortgage, a title search typically takes one to two weeks.